Toronto Real Estate Glossary H
(H-Beam - Hold Harmless Clause)
A1 | A2
| A3 | A4 | B1 | B2 | B3
| C1 | C2 | C3
| D1 | D2 | E1
| E2 | F1 | F2
| F3 |
G1 | G2 | H1
| H2 | I1 | I2
| J | K | L1
| L2 | L3 | M1
| M2 | M3 | N
| O1 | O2
| P1 | P2 | Q
| R1 | R2 | S1
| S2 | T1 | T2
| U | V1 | V2
| W1 | W2 | X
| Y | Z
H-Beam
H shaped, steel structural piece.
Habendum Clause
From the Latin "habendum et tenendum", which means "to
have and to hold".
Hazard Insurance
Homeowner's insurance or fire insurance, hazard insurance covers
physical risks such as those from fire or wind. Usually required
by lenders for the full replacement value.
Head Joint
Joint between the ends of two masonry units.
Hectare
A unit of measurement, equaling 2.471 acres or about 107,637 square
feet or 10,000 square meters.
High-Rise
A building usually taller than six stories, serviced by elevators. The
designation as to high-rise is determine by local codes.
Highway
A main road or thoroughfare.
Highway Easement
The construction of a highway right of way over a privately held parcel
of land. Property owners are compensated for the value of the property
usurped by a highway easement.
Historic District
Area designated by government to have historical importance. Various
incentives, including tax breaks to rehabilitate and preserve the area
are provided.
Historic Preservation
A movement begun in the 1960's in the United States to protect landmarks
and to unify neighbourhoods. To physically rehabilitate a historic building.
Hold back
Portion of a construction loan withheld by a lender from a contractor
until all construction work is satisfactorily completed or sufficient
space is leased in a floor loan.
Hold Harmless Clause
Contractual clause where one party assumes a liability risk for another
and, thus, effectively indemnifies the named party from any liability.
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Toronto Real Estate Glossary
